We may collect information such as:

• Your name, address, date of birth and contact details

• Financial information (income, expenses, assets, liabilities)

• Identification documents (driver licence, passport, Medicare card)

• Credit history and credit reports

• Business financials (if applying for business or commercial lending)

• Information about your goals and loan needs

We collect information when you:

• Meet with us or speak with us

• Complete forms or provide documents

• Use our website or send us emails

• Give us permission to obtain information from third parties (e.g., your accountant, real estate agent, lender, or credit reporting body)

We collect personal information from you — and sometimes from trusted business referrers — so we can do our job properly. This includes:

• preparing and submitting your credit application to a lender through our aggregator, National Mortgage Brokers Pty Ltd (nMB).

• Understanding your financial situation and goals

• Working out your borrowing capacity

• Recommending suitable loan options

• To prepare and submit your loan application

• Communicate with lenders on your behalf

• Meet our legal and regulatory obligations

We may share your information with:

• Lenders and credit providers

• Our aggregator - National Mortgage Brokers Pty Ltd

• Credit reporting bodies (with your consent)

• Your nominated representatives (e.g., accountant, solicitor)

• Government or regulatory bodies when required by law

We do not sell your information to anyone.

You can request access to the personal information we hold about you.
If any information is incorrect, you can ask us to update it.

We store your information securely using:

• Encrypted systems

• Secure document storage

• Access controls and staff training

We keep your information for the period required by law.

We may send you updates or information about our services.
You can opt out at any time.